Секрет банковского долгожительства от индийских банкиров – не давать в долг тем, кто не может деньги отдать, всегда ожидать самого худшего от банкиров, имеющих доступ к дешевым кредитам:
Seeing inflation on the horizon, Mr. Reddy pushed interest rates up to more than 20 percent, which of course dampened the housing frenzy. He increased risk weightings on commercial buildings and shopping mall construction, doubling the amount of capital banks were required to hold in reserve in case things went awry. He made banks put aside extra capital for every loan they made. In effect, Mr. Reddy was creating liquidity even before there was a global liquidity crisis.